Reading the Consumer Report
Download/read all three bureau reports, compare personal information, accounts, inquiries, collections, derogatories, balances, status, and dates for maximum accuracy.
Steps 1 through 5 PowerPoints
The PowerPoint decks are built directly into this Netlify package. Click any button below after deployment. You can also go straight to /training/.
Deployment check: In Netlify’s deploy file browser, open training/files and powerpoints. You should see five .pptx files.
Personal Information Maximum Accuracy
Prepare bureau letters for one correct first-and-last name, one mailing address, accurate birth date, no wrong aliases, employers, phone numbers, or incorrect addresses.
Security Freeze & Opt Out
Use security-freeze and opt-out steps, CFPB source-list logic, data-sharing controls, upload documents, and certified or online mailing options.
Credit Bureau Disputes
Dispute inaccurate, incomplete, misleading, fraudulent, or unverifiable reporting with each bureau using evidence and proper mailing steps.
Inquiries & Permissible Purpose
Review inquiries, challenge inquiries not attached to positive open accounts, and prepare permissible-purpose dispute packets.